Life Assurance
You’ve settled into a new life in a new house, but what if the worst happens? For the sake of your home, family and dependents, be prepared and make sure you are covered.
What is Life Assurance?
It’s easy to forget about it when you’re setting up in a new home, but insurance to protect your mortgage in the event of your death is a vital precaution. Should the worst happen, a mortgage protection life assurance policy will pay out if you have not yet finished paying your mortgage, so your house will not be at risk.
Let Us Work It Out for You
We’re dealing with the mortgages and life assurance markets every day, and know exactly when new products or incentives become available. All this, balanced with our 20 years’ knowledge and experience as independent advisors, means we’re in a strong position to find you the best option to suit your needs.
Working Out What’s Best for You
The type of life assurance you might need will vary according to your circumstances. The most common type is decreasing term life cover, where the level of cover usually reflects what is left to pay on the mortgage in question. Another option available is level term, which pays out a set lump sum in the event of your death within an agreed fixed term.
Great Service, Close to Home
The Mortgage Centres are fully committed to providing a professional service and the best life assurance options to all applicants who come through our door. With offices all over East Anglia, we’re perfectly placed to work out the best protection to suit your mortgage, your loan and your circumstances.
Calculators
These calculators are great for getting a quick guide, but if you want a completely accurate assessment then you should talk to one of our professional advisors.
Latest Guides
Looking for more information on a particular mortgage-related subject? Our expert advisers have written a series of guides to answer your questions.
Contact Us
Feel free to call us at any time to speak to a friendly, professional adviser. Or alternatively, visit a nearby branch to talk to an expert.
- Birmingham
- Bournemouth
- Braintree
- Brighton
- Bristol
- Bury St. Edmunds
- Cambridge
- Colchester
- Diss
- Felixstowe
- Gloucester
- Great Yarmouth
- Haverhill
- Ipswich
- King's Lynn
- Leeds
- Leicester
- Leiston
- Liverpool
- London
- Lowestoft
- Luton
- Manchester
- Milton Keynes
- Needham Market
- Newcastle
- Northampton
- Norwich
- Nottingham
- Oxford
- Peterborough
- Portsmouth
- Reading
- Sheffield
- Slough
- Solihull
- Southampton
- Stowmarket
- Sudbury
- Thetford
- Watford
- Woodbridge
Phil Scott
Director
About the author
Phil has worked in the financial services industry since 1992, having started with a large insurance company. He went self employed in 1996 as an Independent Financial Adviser before setting up his first company, Needham Market Home Financial in 1999.
After four years, he decided to concentrate solely on mortgages and related insurances, and The Mortgage Centres was born. Since then, Phil has been influential in the opening of several new offices as the business continues to grow.
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