Mortgage Broker in Southampton

Expert mortgage advice tailored for your circumstances in this centre of sea trade and maritime history on the South Coast.

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Author: Phil Scott - Director
Updated on November 6th, 2024
Free initial advice
5 star reviews
Access to the whole market
Established over 25 years
Personal service
Exclusive rates
Mortgage advisor offering advice

Mortgage Advisor in Southampton

With a plethora of properties of all styles and eras in the city, if you’re looking for mortgage advice in Southampton then it’ll be important to speak to a broker with a great deal of experience. Someone who understands both the local market and the requirements behind everything from modern apartments to suburban mansions and commercial property.

Southampton is famous for its centuries-old relationship with the sea, and all the industries that have grown up around it, both military and civilian. Today, it’s home to world-class museums for art, aircraft, Tudor life and of course Britain’s ocean-faring past, with business still focused around the city’s extensive port, marinas and related industries. Southampton attracts a diverse population, with the city’s excellent travel connections meaning residents are able to work easily within quite a wide radius. Housing is divided into several attractive districts from the Victorian era through to homely 1930’s/40’s estates and sleek modern developments near the Solent.

Whatever your background or financial circumstances, your mortgage package needs to be focused around your unique current needs and plans for the future. Our unlimited status means we have access to over 12,000 products across a wide variety of lenders – including many specialist lenders whose deals you will not find advertised on the high street or online. As we have no ties to any providers or groups, and no incentives to sell you added extras, we are able to give you completely unbiased mortgage advice tailored to your exact situation.

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Getting a Mortgage in Southampton

You may have heard that mortgage brokers can be more expensive, but the truth is that using one can actually work out cheaper for you in the long run. Our great relationships with lenders mean we can often get more favourable deals on an exclusive basis and perhaps negotiate a better rate if the circumstances are suitable. Even the slightest improvement can save a borrower potentially hundreds of pounds a year. As we have a great amount of experience working with established home-owners, new first-time buyers and astute property investors alike, all kinds of borrowers are able to see the benefits of working with a mortgage broker.

How Can We Help?

If you’re looking for a mortgage advisor in Southampton or it’s surrounding areas, The Mortgage Centres have been helping people with their mortgages for over 20 years. We take great pride in offering a well-informed and local service through our extensive network of regional branches.

Support from Our Leading Industry Experts

The Southampton Mortgage Centre team is run by one of our most experienced advisors…

Phil Scott | Director at The Mortgage Centres

Phil Scott

Director
Graham Hodgson | Director at The Mortgage Centres

Graham Hodgson

Director
Rana Miah | Director at The Mortgage Centres

Rana Miah

Director
Emily Scott | HR Manager at The Mortgage Centres

Emily Scott

HR Manager
Nicholas Johnson

Nicholas Johnson

Mortgage Advisor
Hannah Barham

Hannah Barham

Mortgage Advisor
Thomos Hobin

Thomas Hobin

Mortgage Advisor
Matthew Mann

Matthew Mann

Mortgage Advisor
Calvin Liles

Calvin Liles

Mortgage Advisor
Paul Dodimead

Paul Dodimead

Mortgage Advisor
Bonnie Thurlow

Bonnie Thurlow

Mortgage Advisor
Derrick MacDonald

Derrick MacDonald

Mortgage Advisor
Paul Cannell

Paul Cannell

Mortgage Advisor
Lauryn Foster

Lauryn Foster

Administrator
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Phil Scott

Director

About the author

Phil has worked in the financial services industry since 1992, having started with a large insurance company. He went self employed in 1996 as an Independent Financial Adviser before setting up his first company, Needham Market Home Financial in 1999.

After four years, he decided to concentrate solely on mortgages and related insurances, and The Mortgage Centres was born. Since then, Phil has been influential in the opening of several new offices as the business continues to grow.

Qualifications

Financial Planning Certificate: 1,2 & 3

Year Attained: 1992

Certificate in Mortgage Advice and Practice (CEMAP)

Year Attained: 2001

FCA Profile

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