Mortgage Applications
How does the mortgage application process work?
The entire mortgage process begins with that initial point of contact. This can sometimes be the most frightening of all the steps, possibly owing to the unknown.
How much deposit do you need for a mortgage?
‘How much of a deposit do I need to buy a house?’ is one of the most frequently asked questions by prospective homebuyers, whether for their own use or as a rental investment.
What documents do you need to apply for a mortgage?
As part of your mortgage application process, you will need to provide essential documents to support your application. Ensuring you have the correct documents from the outset could make the application process easier and quicker.
What does a mortgage broker do?
When reviewing your mortgage options, you will most likely realise that there are several ways to obtain the information you want and then make the appropriate arrangements. Using a mortgage broker is one of these choices. What, though, does a knowledgeable mortgage broker do for you?
Guarantor Mortgages
Using a guarantor may allow you to obtain a mortgage approval when you otherwise would have been denied.
Phil Scott
Director
About the author
Phil has worked in the financial services industry since 1992, having started with a large insurance company. He went self employed in 1996 as an Independent Financial Adviser before setting up his first company, Needham Market Home Financial in 1999.
After four years, he decided to concentrate solely on mortgages and related insurances, and The Mortgage Centres was born. Since then, Phil has been influential in the opening of several new offices as the business continues to grow.