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Guides

Looking to find out more about a particular issue? Our experts tackle some of the more frequently asked questions below.

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Guide

The Ultimate Moving Home Checklist

The Ultimate Moving Home Checklist You’ve found your new home and sorted out the mortgage where required. Your solicitors have carried out all or …

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Guide

How to Improve Your Credit Score

A low or bad credit score – whether caused by adverse credit events on your records, or no credit history to speak of – might not be the be-all …

Guide

Gifted Deposits

What is a gifted deposit? A Gifted deposit is a cash gift given with the intention of being used for a mortgage deposit. They are commonly gifted by …

Don't wait to downsize | Graphic of houses getting smaller and a green downwards arrow

Guide

Don’t Wait To Downsize Your Home When There Could Be Significant Advantages

There is a growing trend for the over-55’s to explore the potential and advantages of downsizing to a smaller home. Faced with the rising cost of …

Bad Credit Mortgages Hero Image | Couple holding hands on a sunny day

Guide

A guide to Checkmyfile – the multi-agency credit report

There are an increasing number of agencies that enable you to check your credit score. However, each agency displays your score in a different format.…

Getting out of a fixed rate early | Woman sitting on her sofa with a laptop

Guide

How To Get Out Of A Fixed Rate Mortgage Early

Many fixed-rate mortgages impose a prepayment penalty when the loan is paid off early. As a result, we've compiled a some information to assist you if…

Guide

Getting A Mortgage with BM Solutions

A section of the Lloyds Banking Group that specialises in buy-to-let loans is called BM Solutions (formerly Birmingham Midshires). They specialise in …

Is my house part of my pension? | A large countryside house with white walls, wood beans and a red tiled roof

Guide

A Guide to Stamp Duty for Homebuyers

What is Stamp Duty? Stamp Duty Land Tax (SDLT) – commonly shortened to Stamp Duty – is a one-off tax paid on properties purchased in England and …

Tenant Fees Act 2019 | Pink and peach front doors set back to back in light brick terraced houses

Guide

Guide to the Tenant Fees Act 2019

The Tenant Fees Act 2019 came into effect for new or renewed tenancy agreements signed on or after 1 June. The Act puts restrictions on the admin fees…